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	<title>Stock Buying Tips-How To Buy Stocks </title>
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	<description>Tips to bring you closer to the profits you seek</description>
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		<title>Latest stock buying ottawa news &#8211; Discussing Investing In Income Producing Assets Like Bonds And &#8230;</title>
		<link>http://www.stockbuyingtips.ca/latest-stock-buying-ottawa-news-discussing-investing-in-income-producing-assets-like-bonds-and</link>
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		<pubDate>Tue, 25 Jan 2011 05:05:48 +0000</pubDate>
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Hey Readers! I&#8217;ve been comin across some crazy stuff the past few days from a few different blogs around the web which I just had to share with you. Check em out below&#8230;
Discussing Investing In Income Producing Assets Like Bonds And &#8230;
He has also taught at the University of Ottawa&#39;s Telfer School of Management in [...]]]></description>
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<p>Hey Readers! I&#8217;ve been comin across some crazy stuff the past few days from a few different blogs around the web which I just had to share with you. Check em out below&#8230;
<p><a href="http://www.dailymarkets.com/economy/2010/11/17/discussing-investing-in-income-producing-assets-like-bonds-and-dividend-stocks-with-benoit-poliquin-cfa-of-pallas-athena/" rel="nofollow" target="_blank">Discussing Investing In Income Producing Assets Like Bonds And &#8230;</a><span id="more-128"></span></p>
<p>He has also taught at the University of Ottawa&#39;s Telfer School of Management in the areas of Fixed Income investments, Derivatives and International Finance. Prior to joining Pallas Athena, he was with one of Canada&#39;s largest &#8230;. When buying the shares of YUM Brands, I had in mind a hard sell target. The sell target was predicated not on an absolute price but on valuation (ie. at the point the stock becomes expensive relative to itself, to the market and to the price of &#8230;</p>
<p><a href="http://www.safehaven.com/article/19076/should-you-buy-slv-the-silver-etf" rel="nofollow" target="_blank">Should You Buy SLV the Silver ETF? | Peter Degraaf | Safehaven.com</a></p>
<p>Peter Degraaf is an online stock trader with over 50 years of investing experience. He supplies a daily market alert to his many subscribers. For a sample copy send him an E-mail at itiswell@cogeco.net or visit his website: www.pdegraaf.com &#8230; While living in Ottawa, during the great gold bull market of the 1970&#39;s, his company owned and operated four coin stores in that city, and he became president of the Ottawa Coin and Stamp Dealer&#39;s Association. &#8230;</p>
<p><a href="http://booknyc.co.tv/beaudoin-realty" rel="nofollow" target="_blank">England Group New Realty &#187; Beaudoin Realty</a></p>
<p>You can find additional OTTAWA homes for sale listed by Alexandre Beaudoin by browsing Alexandre Beaudoin real estate at HomesAndLand.com. You can also learn more about buying and selling a home with Homes &#38; Land real estate tips. This $533323 Single Family Home at High park in OTTAWA, &#8230;. Both the Roc Fleuri and the Ritz have attracted a significant number of foreigners &#8211; and these buyers feared for their stock portfolios and the future of Montreal&#39;s real estate market. &#8230;</p>
<p>Hope you enjoy the read as much as I did and please if you have something to say, use the comments form below to let everyone know your thoughts.</p>
<p>Have a great day!
</p>
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		<title>Latest stock buying ottawa news &#8211; Work From Home movement gets national attention &#8211; CBJ.ca &#8211; The &#8230;</title>
		<link>http://www.stockbuyingtips.ca/latest-stock-buying-ottawa-news-work-from-home-movement-gets-national-attention-cbj-ca-the</link>
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		<pubDate>Sun, 23 Jan 2011 05:12:20 +0000</pubDate>
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Ok so you might find the next few links interesting. These are from around the web, just random snippets that I&#8217;ve picked up in my reading, but I found some very cool information in them. You might too. Here goes&#8230;
Work From Home movement gets national attention &#8211; CBJ.ca &#8211; The &#8230;
A few events were planned [...]]]></description>
			<content:encoded><![CDATA[</p>
<p>Ok so you might find the next few links interesting. These are from around the web, just random snippets that I&#8217;ve picked up in my reading, but I found some very cool information in them. You might too. Here<span id="more-127"></span> goes&#8230;
<p><a href="http://www.canadianbusinessjournal.ca/business_news/canadian_business_news/24_11_work_from_home_movement_gets_national_attention_10.html" rel="nofollow" target="_blank">Work From Home movement gets national attention &#8211; CBJ.ca &#8211; The &#8230;</a></p>
<p>A few events were planned to draw attention to National Work From Home Day in Ottawa, including a presentation of $10000 to the World Wildlife Fund by Workopolis to highlight the environmental upside of telecommuting. &#8230;</p>
<p><a href="http://maxkeiser.com/2010/11/23/the-biggest-insider-buying-to-selling-imbalance-since-the-data-has-been-tracked/" rel="nofollow" target="_blank">&#8220;The biggest insider buying to selling imbalance since the data &#8230;</a></p>
<p>Me think it&#39;s time for buying puts ? 8280 insiders sells to 1 insider buying ? It&#39;s evident that the FED is buying the crap stock market to keep alive the illusion of a &#39;stabilized&#39; market. Insiders are having a great time ! Uncle Bernanke is paying for the drinks. &#8230; Ottawa still wants too eliminate french in Qu&#233;bec, specially Harper. We are not that anti-american. We are anti-imperialists. But many Canadians and Americans are also anti-imperialists specially the left. &#8230;</p>
<p><a href="http://www.coremach.com/used-car-dealer-in-florida/" rel="nofollow" target="_blank">Used Car Dealer in Florida | Cheap Used Cars</a></p>
<p>There are always hundreds of exceptional vehicles in the pre owned inventory stock.You can take the guesswork out of buying a used vehicle from a used car dealer in Florida by selecting a &#8220;certified pre-owned&#8221; vehicle. &#8230;</p>
<p>Hope you enjoy the read as much as I did and please if you have something to say, use the comments form below to let everyone know your thoughts.</p>
<p>Have a great day!
</p>
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		<title>Tips To Becoming A Successful Artist &amp; Craftperson &#8211; free article courtesy of ArticleCity.com</title>
		<link>http://www.stockbuyingtips.ca/tips-to-becoming-a-successful-artist-craftperson-free-article-courtesy-of-articlecity-com</link>
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		<pubDate>Fri, 21 Jan 2011 03:58:41 +0000</pubDate>
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Tips To Becoming A Successful Artist &#038; Craftperson
&#160;by: Johnny JW Morlan
The world and the Internet are filled with artists. Artists are everywhere! Because of the competition, only a few get noticed and make money at it.
Take these for instance, on the Internet, www.wwar.com, www.yessy.com and www.fine-art.com. Sure they receive an immense amount of visitors per [...]]]></description>
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<p><b class="titler">Tips To Becoming A Successful Artist &#038; Craftperson</b><br />
&#160;by: <b class="author">Johnny JW Morlan</b>
<p>The world and the Internet are filled with artists. Artists are everywhere! Because of the competition, only a few get noticed and<span id="more-126"></span> make money at it.
<p>Take these for instance, on the Internet, <a href="http://www.wwar.com" target="_blank" rel="nofollow">www.wwar.com</a>, <a href="http://www.yessy.com" target="_blank" rel="nofollow">www.yessy.com</a> and <a href="http://www.fine-art.com" target="_blank" rel="nofollow">www.fine-art.com</a>. Sure they receive an immense amount of visitors per month, <a href="http://www.wwar.com" target="_blank" rel="nofollow">www.wwar.com</a>, has almost 16,000 artists and over 100,000 pieces of art, <a href="http://www.yessy.com" target="_blank" rel="nofollow">www.yessy.com</a> has at least 10,000 artists and over 90,000 pieces of art and <a href="http://www.fine-art.com" target="_blank" rel="nofollow">www.fine-art.com</a> has 8,000 artists and 62,000 pieces of art!</p>
<p>It takes numerous traits to be an artist and businessperson! Some can be taught and some can not.</p>
<p>The Tips Are Not In Any Particular Order, Each One Is Important</p>
<p>You Will Find Out, The More Tips You Initiate,</p>
<p>The More Successful You Will Become!</p>
<p>* Choose a medium that you have a passion for. </p>
<p>* Do your homework. Study that medium; study the style of all the artists in the world in that medium that you can. </p>
<p>* Do what 99% of people won&#8217;t do. </p>
<p>* Give yourself a business name, example: {First Name Last Name Acrylic Painting Artist} and open a completely separate bank account for the business.</p>
<p>* Create your own style! Be different and stand out from the crowd. TV show producers and magazine editors look for this and it also eliminates most of the competition. </p>
<p>* Offer your art in a wide price range. Have something for all wallet sizes. </p>
<p>* Always give the customer more than they expected to get. </p>
<p>* People love to deal with professionals. Present a class act. Always present yourself, art and business in a professional matter. That includes having a logo, letterhead, business card and the merchandising that accompanies your art. </p>
<p>* Sell your artwork merchandised with a certificate, folder and a brief biography/profile, especially if it is a one of a kind piece. People appreciate this and it also documents the piece for future reference. Tell a little about the piece in a description such as the title of the piece, what type of medias were used in creating it, the style of art it is, its size, the year it was created and always sign it. </p>
<p>* No matter where you are selling, if you give the majority of people too many choices, they get confused, overwhelmed and can&#8217;t make a decision on what to buy. Depending on the size of artworks you create, Exhibiting 25-50 should give enough of a selection without being overwhelming. </p>
<p>Keep an album portfolio handy and if people wish to see more, you can let them browse through it. Better yet, you can leave it close to you and people will look through it. Just keep a close eye on it. Make sure that all the photos are marked with the artwork name, medium and price. They have albums with room above the photo so you can place 1&#8243; x 3&#8243; white or transparent labels. You can even write sold on the ones, you have sold. </p>
<p>You can also direct and help people decide which will create more sales by for example if you sell limited edition prints, marking the prints that sell best. Actually with the above, people will go one of two ways, they will either decide to go with something that is marked that they like or decide not to follow the crowd and purchase something that isn&#8217;t marked. All artists have favorites of their artworks, just mark your favorite ones. If you have a lot, alternate them with each show or exhibition.</p>
<p>* Get a Merchant account so you can accept credit cards. A lot of people like using them to make purchases. 75% of my sales are paid with a credit card and 9 out of 10 of my credit card sales, people use either Visa or MasterCard. It is rare that anyone gets denied a Merchant account, the reason being you are not applying for any type of credit. The credit card companies will get 1%-3% commission on every one of your sales.</p>
<p>* From years of experience, the best way to sell your artworks is retail, you selling them directly to customers. Selling wholesale, to retail stores and galleries, you are only going to get approximately 50% of the retail selling price. Artist agents {managers} usually receive 10%-25% in commission fees of each sale they make. If they get a gallery to sell your artworks, their commission comes out of your net profit. With the extra money you are receiving, you can do a lot of self advertising and promotional stunts. Besides, unless you have a lot places and they are vastly spread out or they are in tourist traps that are selling your artworks, you are only promoting your artworks and name to a minute percentage of people in a very small area.</p>
<p>The three best ways to sell retail are at art festivals, arts and crafts fairs or via through the Internet {WWW}.</p>
<p>Art festivals and arts and crafts fairs have their disadvantages. Each one you attend takes you out of the studio {shop} 3- 6 days depending on how far away it is. You have to setup and tear down your booth, you can do well at a particular one, one year and the next year have hardly any sales at all, because this year, the economy is bad, the promoter did not promote the event very well or just that they had it on the wrong weekend, and another event drew more people&#8217;s interest. Sometimes you have to carry large sums of money around, the lighting and security at some events leaves a lot to be desired. Again, in all reality, you are only promoting your artworks and name to a minute percentage of people in a very small area.</p>
<p>Even if you do get accepted to exhibit and sell at one of the countries fine art festivals or arts and crafts fairs, it will cost you $1000-$1500 for the booth fee for 3 to 4 days and there will be 300-500 booths. Yes, 50,000-100,000 people may walk through in that short time, but the majority of artists either do not sell enough to even cover the booth fee or just enough to cover the booth fee along with their travel, lodging and dining. Only a small percentage will actually make money {profit}.</p>
<p>The Internet is the best way to sell retail. You are promoting to many people in a vast area. Below is a text link, going to a page that displays a world and United States map indicating the approximate location of my websites last 1000 trackable visitors. It may take 30 to 40 seconds to fully load, the maps are large.</p>
<p><a href="http://www.morlanwoodgifts.com/storefront.asp?pageno=112" target="_blank" rel="nofollow">http://www.morlanwoodgifts.com/storefront.asp?pageno=112</a> </p>
<p>There are numerous online websites that are inexpensive to sell your artworks on that get a fair amount of traffic {visitors}. They charge $0-$100 annual fee and 10%-15% commission on each sale. Excluding my personal business website, I have my artworks on 50 or so websites around the world. I do get a few sales, referrals that led to a sale or inquiries. The one that I have received the most sales {excluding my website} from or referrals that led to a sale, is <a href="http://www.architecturals.net." target="_blank" rel="nofollow">http://www.architecturals.net.</a> They do not charge an annual fee and they only charge a 10%- 13% commission fee. 100% of my sales come from the Internet and approximately 95% from my own website.</p>
<p>You really do not know who could be looking at your site or your artworks featured on another site. I have received numerous e-mails asking me If I would be interested in exhibiting my artworks on other websites, interested in exhibiting in a brick and mortar gallery, brick and mortar retail stores telling me they were interested in selling my pieces, gallery owners and managers, magazine and book editors, TV show producers and even art managers wanting to know if they could represent me.</p>
<p>Yahoo Business has their Merchant Solutions Starter website service for $39.95 a month. You can create your website with no HTML knowledge. You can have sales up to $12,000 per month. You get 10GB&#8217;s of space and 200 GB&#8217;s of data transfer {bandwidth} a month. For $22.95 per month you can get the Paymentech account that is a merchant account that allows you to accept credit cards. Both total $754.80 per year. As 99% of artists have their studios in a basement, bedroom, unused room of their house, a one or two car garage, or a shed or building on their property, you can see that is not much overhead, for a website!</p>
<p>* On the Internet, it is wise to have and display a toll free number people can call. It will increase your sales almost immediately! My sales and inquiries increased by 25%, in just the first 6 months after getting one. It gives people more confidence about purchasing from and dealing with you because a lot of times most people associate toll free numbers with buying something or getting information from a business entity. From experience, a very high percentage of people will not call your business long distance if it is their dime. Most of my calls are to place an order. A lot of people are very apprehensive about using a websites shopping cart, even though it is secured, but will not hesitate to give their personal and credit card information over the phone.</p>
<p>Some people just like speaking to a real live person. Stop and think about it, if you talk to a person, say for 10 minutes, at 7 cents a minute, that is 70 cents. If you only get a $25 order, it was worth every penny of it! You will have to shop around, but you should be able to find a plan for a monthly fee of $5 per month or less and 5-7 cents per minute. </p>
<p>* Always include a minimum of 6 business cards with each piece sold. The majority of people have an inner circle of 6-9 friends. You can bet those friends are going to see your piece probably in the next few months. Believe me, people give those cards to their inner circle of friends. In fact, several times over the years, I have had people contact me and ask if I could send them some more cards, because they had more friends that had seen the piece they had and were interested in my work. </p>
<p>* Don&#8217;t be afraid to be different. Do not follow a trail, make the trail for others to follow you. </p>
<p>* Always price your art so you have room to barter. Leave yourself say 10% for this. A certain percentage of people love doing business this way. It makes them fell good. Caution do not take this too far! </p>
<p>* Give a small percentage {3% is good} discount for customers paying in cold cash versus say credit cards. </p>
<p>* If you accept credit cards and the customer is paying for the artwork with a credit card, offer them a two or three-payment plan if the purchase is say over $100.00. This will generate more sales and give some of your customers a chance and way to buy and own your art. This is especially good during the Christmas season. </p>
<p>* Have a quantity buying discount schedule. This works well for companies and corporations that like to buy gifts for their employees and during the Christmas season. </p>
<p>* Always respond and return phone calls and e-mails as promptly as possible. It makes one extreme difference! Preferably within 24 hours. When I phone or e-mail people a lot of times the first response over the phone or line they write in their e-mail is thank you for contacting me back so quickly. </p>
<p>* Hard work! Long hours! These are the two most important factors that will help you create your own luck. </p>
<p>* Remember all criticism is are people stating their opinions. Should go in one ear and out the other. After all, you are the one expressing yourself! Only a small percentage of people are going to like your art. All artists have their followers. </p>
<p>* Remember that there are three ways to do anything in life the wrong way, the right way and your way. </p>
<p>* Believe in yourself and know when your art is among the best. You will know this from the body language, facial expressions, and the eyes {eye contact} of the people viewing your art. </p>
<p>* Convey a positive attitude at all times and only associate yourself with people that have positive attitudes about you and your work. Get rid of the nonbelievers and pessimists! </p>
<p>* Never give up no matter how hard it gets. Have persistence and determination. </p>
<p>* Don&#8217;t listen to relatives, friends, neighbors, and coworkers or any one else that gives you that line of bull that artists starve! </p>
<p>* Be a jack-of-all-trades master of none. Learn as much as you can about business, self-promoting, advertising, merchandising, photography or any other subjects they will help and save you money in your business. After all an artist is an entrepreneur. The only one that can truly sell your art is you! </p>
<p>* Treat all clients as if they were made of gold because they are precious. </p>
<p>* Never do commissioned work without a written and signed contract! </p>
<p>* Even with a written and signed contract never start work on a commissioned job without first receiving 30%-50% deposit upfront of the total price! </p>
<p>* Never sign or sell a creation you are not proud of! </p>
<p>* Pricing their artwork is very difficult for most artists! There are so many variables involved. If you do #2 &#038; #4 above you should be able to command the price you want. If you are doing the same style as other artists, price your work competitively to theirs. With limited editions, the fewer that you will be creating, the more money you can charge. With one of a kind, custom made and commissioned pieces, you should be able to argue and command the price you want, as there will be no other like it.</p>
<p>You should always price your work, regardless of where it is being sold. You should include shipping and handling in the USA in the retail price. Most people will not take the time to contact you for a price and they hate to ask. Also people will think you are playing the price game. Here&#8217;s how it goes. The first person or couple of people that contact you, you quote a price. If they accept without hesitation you will probably assume you are not asking for enough and raise it. The next contact you raise the price. Vice versa if you do this say a couple or three times and they do not buy you will probably assume you are asking to much and lower the price. The problem is that customers know this.</p>
<p>Pricing your work shows professionalism, shows you have confidence in yourself, you have put a price on yourself and that you are not playing the price game. Remember price is a matter of opinion; you are not going to please everybody!</p>
<p>* Have an unconditional 100% money back guarantee, the longer the time period from the time of purchase the better. Include that shipping and handling will be paid by you to return the piece back to you within that time period. Your customers will believe that you must have a lot of confidence in the piece to sport such a powerful guarantee, which in turn gives them a lot of confidence about buying from you.</p>
<p>* Never sell your pieces on auction places like ebay or Ubid. You are not going to get anything for them. The majority of people that place bids at such auction places are only looking for bargains. Handcrafted and art pieces have no place at these types of auctions. Once you start selling at the low price levels, you will have one heck of a time ever getting more for your work.</p>
<p>I once had an art critic and appraiser tell me when he looks at a piece, he arrives at a certain price in his mind, if the price the artist is selling the piece for is under priced he turns around and walks off, never giving the piece or artist another thought. The reasons being are, the artist could not possibly know their self, have very much confidence in their self, know how much talent they actually have and apparently are not too worldly as to know what the finer material things in life sell for.</p>
<p>* Never stop learning! </p>
<p><p><b>About The Author</b></p>
<p>Johnny JW Morlan</p>
<p>As a young boy helping his father with carpentry jobs, Johnny Morlan could never guess that one day his gorgeous wood pieces would adorn not only the finest American and European homes, but would even be presented to the President and First Lady of the United States. </p>
<p>When Johnny was just seven years old, living in Moberly, Missouri with his family, he began assisting his father, working on various carpentry projects. By the time he was a teen, the artistry that would later make him such a success was already apparent. &#8220;My dad would get annoyed with me because I would always want to make the finish moldings and cabinets more intricate,&#8221; Johnny chuckles. He loved making small wood objects, but was often told by his father and others that there just wasn&#8217;t a market for such items. &#8220;Well, in 1989, I stopped listening to the nay-sayers, &#8220;Johnny says, &#8220;and I&#8217;ve never looked back.&#8221; </p>
<p>Having already worked for a furniture contractor and in the lumber and hardware businesses, he had a solid base of knowledge as he founded J.W. Morlana&#8217;s Unique Wood Gifts. But he also had a passion to keep learning and growing in his craft, reading over 220 books on the subject and constantly striving for perfection. Now working in Lubbock, Texas and a recognized master in his trade, Johnny Morlan has worked with over 500 species of wood and keeps more than 125 species in stock. He cares deeply about the environment, works with woods endorsed by the Rainforest Alliance Smart Wood Program, and in the last few years was nominated for several distinguished leadership awards.</p>
<p>Johnny has worked with unique woods since 1983. People from over 130 countries have viewed and admired his creations. He is a member of the International Who&#8217;s Who Historical Society {his short biography is featured in the 2001-2002 edition of the International Who&#8217;s Who of Entrepreneurs}. He is a member of the following organizations and associations: Rainforest Alliance Smart Wood Program, National Arbor Day Foundation, International Wood Collectors Society, Woodworker&#8217;s Website Association, Woodworkers Book Club and a lifetime member of Handyman Club of America.</p>
<p>Some of Johnny&#8217;s creations have been bought by or given as presents to professional people, foreign dignitaries of state, celebrities and even the President and the First Lady of the United States.</p>
<p><a href="mailto:morlanwoodgifts@fastmail.fm" rel="nofollow" target="_blank">morlanwoodgifts@fastmail.fm</a></p>
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		<title>Guide to Hotel Insurance by Kathryn Dawson</title>
		<link>http://www.stockbuyingtips.ca/guide-to-hotel-insurance-by-kathryn-dawson</link>
		<comments>http://www.stockbuyingtips.ca/guide-to-hotel-insurance-by-kathryn-dawson#comments</comments>
		<pubDate>Wed, 19 Jan 2011 02:27:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
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		<guid isPermaLink="false">http://www.stockbuyingtips.ca/guide-to-hotel-insurance-by-kathryn-dawson</guid>
		<description><![CDATA[
It is common sense that any hotel owner needs good insurance cover. With guests and staff coming and going daily, ensuring a whole range of problems are insured against is very important. From public liability claims to insuring against theft and fire, there is a large amount that needs to be included in standard hotel [...]]]></description>
			<content:encoded><![CDATA[</p>
<p>It is common sense that any hotel owner needs good insurance cover. With guests and staff coming and going daily, ensuring a whole range of problems are insured against is very important. From public liability<span id="more-125"></span> claims to insuring against theft and fire, there is a large amount that needs to be included in standard hotel insurance. Before buying anything, as a hotel owner it is very important that you know all the facts. It is also crucial that you talk through all your requirements with a few different insurance brokers so you can be sure you are getting a good deal. When it comes to insurance there is a lot of competition out there so you should take advantage of this by discussing your individual needs with several companies before making a decision.</p>
<p>A lot of insurance policies are simply commercial policies that have a few hotel type clauses added in. These are not totally appropriate for hotels and can cause problems down the line. A hotel is quite an unusual business with a unique set of requirements and this needs to be reflected in the policy. To ensure you are getting a tailored plan for your hotel business the best advice is to seek out a specialist insurer of hotels. You will be glad you did when you come away with a thorough insurance policy able to cover you in the event of a host of problems and disasters. </p>
<p>Included in hotel insurance must be both public liability insurance and employee liability (if you have staff working for you that is). These will make sure that if a member of public, guest or staff member was to be involved in an accident, the hotel would be covered if a claim was to be made. These types of insurance are necessary by law and you could be in trouble or even have your license revoked if it was found either of these were missing. There are a large number of other types of insurance that could be beneficial to a hotel owner. For example you can be covered against business interruption, glass replacement, signage damage and employee theft too. Although these are not required by law, you could be grateful you had the additional coverage in the event that one of these scenarios occurred. </p>
<p>Contents cover is also extremely important as is insurance on the hotel building itself. Theft, damage caused by fire or any number of other disasters could mean you lose a large amount of stock or equipment needed to run the business. If you aren&#8217;t protected against this then replacing the items may just cost too much and you would be unable to replace what you lost. Although you may not think you have anything that is worth much, even just your linen, beds and kitchen equipment can add up to several thousand pounds worth. </p>
<p>If you have the misfortune to be affected by a serious disaster or theft that involves you having to make a claim, you are going to want a team of professional and experienced insurers helping you. That is why it is important you do your research before taking any insurance out. Although sometimes tempting to go for the cheapest, this can be a mistake and lead to a lot more expense in the future. </p>
<p>Whatever type of hotel you run, you are going to need good hotel insurance. From guest house insurance to commercial property insurance, make sure you work with a professional and reputable company. When it comes to insurance it is not worth taking any risks because your business and your livelihood could depend on it. Find out more about what type of insurance will be best for you by talking with a specialist hotel insurer today.
<p><b>About The Author</b></p>
<p>Kathryn Dawson writes articles for YesQuote, an insurance broker based in the UK. It is essential to have the right hotel insurance or guest house insurance cover if you run a commercial let property, so get in touch with YesQuote for the best commercial property insurance advice today.</p>
<p><a href="http://www.yesquote.co.uk" rel="nofollow" target="_blank">http://www.yesquote.co.uk</a></p>
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		<title>Tips For Using Online Classifeds by Classified Cassidy</title>
		<link>http://www.stockbuyingtips.ca/tips-for-using-online-classifeds-by-classified-cassidy</link>
		<comments>http://www.stockbuyingtips.ca/tips-for-using-online-classifeds-by-classified-cassidy#comments</comments>
		<pubDate>Mon, 17 Jan 2011 03:00:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://www.stockbuyingtips.ca/tips-for-using-online-classifeds-by-classified-cassidy</guid>
		<description><![CDATA[

It&#8217;s like a garage sale, without having to leave the house or have a dozen strangers rummage through your things. Online classifieds is a magic box filled with pretty much anything you can imagine.

Classifieds can also be a source of amusement. I once saw the following ad: &#8220;I&#8217;m selling a very good laptop.&#8221; The ad [...]]]></description>
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<p>
It&#8217;s like a garage sale, without having to leave the house or have a dozen strangers rummage through your things. Online classifieds is a magic box filled with pretty much anything you can imagine.</p>
<p><span id="more-124"></span></p>
<p>Classifieds can also be a source of amusement. I once saw the following ad: &#8220;I&#8217;m selling a very good laptop.&#8221; The ad had no brand name or model, details, specs, picture or even a price. I have even seen ads selling illegal narcotics on line, whether they actually get any response before the ad gets thrown out, is another question.</p>
<p>What online classifieds hold over traditional print advertising is that it is instant, paper free and has a wide reach. Gone are the days where you had to wait for the weekly paper. You can advertise and browse nationally and internationally, you are no longer restricted to a limited area of circulation. It is also so much easier to submit your ad online than having to spell your name over the phone.</p>
<p>There are many classified sites like <a href="http://www.junkmail.co.za" rel="nofollow" target="_blank">http://www.junkmail.co.za</a> where you can view ads without paying a subscription fee. The Internet offers anonymity. Remember though, the very same anonymity that could protect you, makes it easier for tricksters to spin the wool around your eyes. Read the &#8220;tips on avoiding scams&#8221; on the classifieds homepage.</p>
<p>Buying online.</p>
<p>*Use your common sense.</p>
<p>If it sounds too good&#8230; Then someone might have already beaten you to the punch, but most likely it is too good to be true. Don&#8217;t accept contradicting answers. Shop around. Compare prices. It&#8217;s easy to get scammed online. Be alert and be aware.</p>
<p>*Safety first.</p>
<p>Always meet the seller in a public place, unless you&#8217;re buying a pet. Take someone with you. Tell someone else where you are going. Don&#8217;t carry large amounts of cash on your person.</p>
<p>*Don&#8217;t pay before you&#8217;ve seen the goods.</p>
<p>Be careful about online payments. Use your own computer to make bank transfers. If you have to use the seller&#8217;s or a public computer make sure that you log out before leaving and change your password when you get home.</p>
<p>Selling online.</p>
<p>*Consider paying for a featured ad.</p>
<p>Even though you will have to pay for it, your ad will be displayed more prominently on the classifieds page than a regular ad. Featured ads are more eye-catching. If you are selling an expensive item I highly recommend it. The extra exposure will be worth the extra cost.</p>
<p>*A Picture paints a thousand words.</p>
<p>Pictures will attract more attention than plain black on white text. Many online classifieds will allow you to add pictures for free. Don&#8217;t use a generic stock or the manufacturer&#8217;s picture. Take a picture of the item you are selling with your own (or a borrowed) camera. In this way you will have more credibility because people will see what your product actually looks like. You won&#8217;t get a disappointed: &#8220;It doesn&#8217;t look like the picture&#8221; when you finally meet up with your potential buyer.</p>
<p>*Ask a relevant price.</p>
<p>Do some research on how much competitors are asking for a similar product. If you ask too much people will choose to buy from someone else. If you ask too little, people will think something&#8217;s wrong. If you&#8217;re giving something away for free then say why it is free. If you want to swop something, be specific.</p>
<p>*Use your most important keyword first.</p>
<p>Sometimes the first (or first two) keyword(s) will be automatically linked to a category containing similar items. So instead of saying: Good as new mp3 player, iPod&#8221;, say: iPod Mp3 player, good as new&#8221;. You want your iPod to be listed with the other iPod and not with the other &#8220;almost new&#8221;.</p>
<p>*Proofread your ad.</p>
<p>Even though there might be proofreaders checking ads on the classifieds website, it may take time before your mistakes can be corrected. We psychologically (albeit unconsciously) respond more negatively to messages if we spot errors in them. Use your spell-check and look for possible typing mistakes.</p>
<p>*Give enough details.</p>
<p>Give all the technical specifications that the buyer needs to know, but don&#8217;t try to oversell it on adjectives. Be informative, concise and to the point. Don&#8217;t give your e-mail address in the text body. You might end up on spam lists. Let potential buyers contact you through the classifieds website.</p>
<p>*You&#8217;re safety is important.</p>
<p>Meet the buyer in a public place, unless you&#8217;re selling a pet. If you do however have to meet at your home, meet in your front yard. Do not just allow a stranger into the house.</p>
<p>*Wait for confirmation of payment before you hand over goods.</p>
<p>If they pay in more money than you have asked for, be alert. Do not pay them back the difference, unless you have checked and double checked with your bank that the money is in fact in your account and that the transaction hasn&#8217;t be canceled. Read the information about online security on your bank&#8217;s Internet banking site.</p>
<p>Classifieds like <a href="http://craigslist.org" rel="nofollow" target="_blank">http://craigslist.org</a> can be a wonderful tool for finding bargains and making money. Online classifieds are easy to use and can save you time and money. Remember t o always to be alert and aware of your safety.</p>
<p>
<p><b>About The Author</b></p>
<p>Classified Cassidy works for a leading South African Classifieds publication. Cassidy retains the copyright of this article.</p>
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		<title>Save By Buying Quality Socks Online by Paul Jesse</title>
		<link>http://www.stockbuyingtips.ca/save-by-buying-quality-socks-online-by-paul-jesse</link>
		<comments>http://www.stockbuyingtips.ca/save-by-buying-quality-socks-online-by-paul-jesse#comments</comments>
		<pubDate>Sat, 15 Jan 2011 04:50:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://www.stockbuyingtips.ca/save-by-buying-quality-socks-online-by-paul-jesse</guid>
		<description><![CDATA[
When shopping online, it is important to amend your buying habits, as you will be selecting items sight unseen. Many people say that you can get the best value shopping online. But without some assistance, it can be difficult to locate sites that provide quality items and low prices.
In order to ensure that you get [...]]]></description>
			<content:encoded><![CDATA[</p>
<p>When shopping online, it is important to amend your buying habits, as you will be selecting items sight unseen. Many people say that you can get the best value shopping online. But without some assistance, it<span id="more-123"></span> can be difficult to locate sites that provide quality items and low prices.</p>
<p>In order to ensure that you get the best value, consider these tips on buying quality socks online.</p>
<p>Those sites that sell overstock merchandise are some of the best for great deals. There are a few such sites on the internet and finding them requires little more than a simple internet search. Because their inventory can be limited and their stock ever changing is the downside of using them for buying affordable socks online. This is a great way to find socks if you are not looking for a particular brand or color, but you may come up short if you are a more discerning customer.</p>
<p>Be sure to read all item descriptions carefully, If you are shopping on a site like the one mentioned above. Though it may seem that things like item descriptions are unimportant when buying something as basic as socks, this is not true. In some cases because you are buying irregular or second quality socks lowers the price that you pay. This can mean anything from a misprinted tag to uneven stitching. You should always investigate why you are getting the great deal that you are, before you press the buy button.</p>
<p>Adventurous shoppers can probably get better deals by being willing to try a new brand. Those who are too brand loyal will generally find that they are constantly paying the same price, or close to it, for comparable packs of socks. You can get the same quality at far less cost, if you are willing to consider opting for a lesser known or foreign brand.</p>
<p>Another good way to pay less is buying socks that are made with synthetic fibers. They are typically soft and often more durable than all cotton socks, but are often sold for far less. No matter what fabric item you are buying, from bedding to sweaters, choosing synthetic can save you money in the long run.</p>
<p>Changing the way that you purchase something as simple as socks can reduce your yearly clothing expenditure significantly, if you are looking for ways to save on wardrobe items.
<p><b>About The Author</b></p>
<p>Are you interested in buying quality socks online? Wearing comfortable socks is a great way to express yourself. Whether it is socks to go to the gym, hiking, jogging or to the office, you can find the right socks for you at <a href="http://www.thesockssite.com" rel="nofollow" target="_blank">http://www.thesockssite.com</a></p>
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		<title>Latest stock buying ottawa news &#8211; Be careful while selecting personal injury attorney</title>
		<link>http://www.stockbuyingtips.ca/latest-stock-buying-ottawa-news-be-careful-while-selecting-personal-injury-attorney</link>
		<comments>http://www.stockbuyingtips.ca/latest-stock-buying-ottawa-news-be-careful-while-selecting-personal-injury-attorney#comments</comments>
		<pubDate>Thu, 13 Jan 2011 02:05:57 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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Hey Readers! I&#8217;ve been comin across some crazy stuff the past few days from a few different blogs around the web which I just had to share with you. Check em out below&#8230;
Be careful while selecting personal injury attorney
Online stock buying and selling presents a lot more opportunities for far more inventory market achievement if [...]]]></description>
			<content:encoded><![CDATA[</p>
<p>Hey Readers! I&#8217;ve been comin across some crazy stuff the past few days from a few different blogs around the web which I just had to share with you. Check em out below&#8230;
<p><a href="http://attorney.solucom.org/injury-attorney/be-careful-while-selecting-personal-injury-attorney-2.html" rel="nofollow" target="_blank">Be careful while selecting personal injury attorney</a><span id="more-122"></span></p>
<p>Online stock buying and selling presents a lot more opportunities for far more inventory market achievement if you only know how to offer with it in a extremely wise way. If you are new to the inventory marketplace expense plan, &#8230;</p>
<p><a href="http://www.ottawasun.com/sports/hockey/2010/11/22/16263761.html" rel="nofollow" target="_blank">Leafs coach disputes giveaway total | Hockey | Sports | Ottawa Sun</a></p>
<p>But Wilson&#39;s not buying it. &#8220;It&#39;s such an arbitrary number from building to building,&#8221; Wilson said as the Leafs (7-9-3) prepared to face Brad Richards and the Dallas Stars (10-7-1) at the Air Canada Centre. &#8230;</p>
<p><a href="http://www.ehmac.ca/ipod-itunes-iphone-apple-tv/91283-buying-iphone-apple-retail-store.html" rel="nofollow" target="_blank">buying iPhone from Apple Retail Store &#8211; ehMac.ca</a></p>
<p>looking into getting an iPhone and was wondering what the advantage was of buying from the Apple retail store vs. the carrier I&#39;m looking at using. &#8230; The big advantage is that they have them in stock. You can get it set up with your chosen carrier online right there on the store. Plus they actual know the product at the Apple store and won&#39;t try to sell you a BlackBerry instead. Or an HTC Evo. (if it&#39;s not an iPhone, why would I want it? ) &#8230;</p>
<p>Hope you enjoy the read as much as I did and please if you have something to say, use the comments form below to let everyone know your thoughts.</p>
<p>Have a great day!
</p>
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		<title>Latest stock buying ottawa news &#8211; Stock Market Analysts and Insiders Wave Caution Flags After $20 &#8230;</title>
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		<pubDate>Tue, 11 Jan 2011 05:16:10 +0000</pubDate>
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I hope you&#8217;ve been enjoying my posts lately. I thought I might do something different today and rustle up a few bits of info from around the WWW. These are some of the news items and blog posts that have been popular over the last few weeks. Leave me your thoughts.
Stock Market Analysts and Insiders [...]]]></description>
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<p>I hope you&#8217;ve been enjoying my posts lately. I thought I might do something different today and rustle up a few bits of info from around the WWW. These are some of the news items and blog posts that have been<span id="more-121"></span> popular over the last few weeks. Leave me your thoughts.
<p><a href="http://moneymorning.com/2010/11/19/stock-market-analysts-insiders-caution-20-billion-gm-ipo/" rel="nofollow" target="_blank">Stock Market Analysts and Insiders Wave Caution Flags After $20 &#8230;</a></p>
<p>GM isn&#39;t only auto stock back from the dead; Money Morning: General Motors: On the Road to Recovery, but Moving Slowly; Money Morning: Buy, Sell or Hold: Ford Motor Co. Is Ready to Haul In a Fortune for Investors; Money Morning: &#8230;</p>
<p><a href="http://canada.ottawa.crweselect.com/?p=12719&amp;aidref=A1090536487" rel="nofollow" target="_blank">ORFG, ITW, PTN, ISNS, &#8211; Orofino Gold Corp., Illinois Tool Works &#8230;</a></p>
<p>Current reports indicate that this trend is likely to continue. Although copper demand had fallen off due to the economic slump worldwide, demand is starting to rise. Rather than buying these metals as [Read the Rest...]</p>
<p><a href="http://www.yourcfo-ottawa.com/blog/2010/11/weekly-market-review-week-november-19-2010/" rel="nofollow" target="_blank">Weekly Market Review &#8211; Week Ending November 19, 2010 &#8211; Financial &#8230;</a></p>
<p>Tensions in the Korean peninsula escalated early this week and sent the Asian stock markets for an early tumble. Geo-political risks generally create volatility and opportunity but should keep this market range bound until there is a resolution &#8230; Despite the good news equity markets are still cheap relative to previous norms. Although the &#8220;easy money&#8221; has been made pullbacks should still be viewed as buying opportunities. Have a great week, Jim. www.yourcfo-ottawa.com &#8230;</p>
<p>Hope you enjoy the read as much as I did and please if you have something to say, use the comments form below to let everyone know your thoughts.</p>
<p>Have a great day!
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		<title>Latest stock buying ottawa news &#8211; ORFG, EEGI, VLO, VHI, VR, &#8211; Orofino Gold Corp. (Video Inside &#8230;</title>
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		<pubDate>Sun, 09 Jan 2011 04:55:27 +0000</pubDate>
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Hey Readers! I&#8217;ve been comin across some crazy stuff the past few days from a few different blogs around the web which I just had to share with you. Check em out below&#8230;
ORFG, EEGI, VLO, VHI, VR, &#8211; Orofino Gold Corp. (Video Inside &#8230;
Orofino Gold Corp. (ORFG.PK) &#8211; Three of the hottest metals in terms [...]]]></description>
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<p>Hey Readers! I&#8217;ve been comin across some crazy stuff the past few days from a few different blogs around the web which I just had to share with you. Check em out below&#8230;
<p><a href="http://canada.ottawa.crweselect.com/?p=12763&amp;aidref=A1090536531" rel="nofollow" target="_blank">ORFG, EEGI, VLO, VHI, VR, &#8211; Orofino Gold Corp. (Video Inside &#8230;</a><span id="more-120"></span></p>
<p>Orofino Gold Corp. (ORFG.PK) &#8211; Three of the hottest metals in terms of price and demand are gold, silver and copper. Current reports indicate that this trend is likely to continue. Rather than buying these metals as commodities, &#8230;</p>
<p><a href="http://canada.ottawa.pennytobuck.com/?p=7430&amp;aidref=A1090563903" rel="nofollow" target="_blank">ORFG, EEGI, NUE, TYC, EIX, &#8211; PennyToBuck.com Stock Update!</a></p>
<p>Rather than buying these metals as commodities, savvy investors can invest in a company that intends to mine all three of these metals in Columbia. ORFG has plans to mine [Read the Rest...]</p>
<p><a href="http://canada.ottawa.pennytobuck.com/?p=7655&amp;aidref=A1090564128" rel="nofollow" target="_blank">UAL, ORFG, GRHU, UDR, UBNK &#8211; Are Stocks To Watch From PennyToBuck &#8230;</a></p>
<p>Ottawa is the capital of Canada and a municipality within the Province of Ontario &#8230;. THIS IS NOT A RECOMMENDATION TO BUY OR SELL ANY SECURITY! Disclaimer: Never invest in any stock featured on our site or emails unless you can afford to lose your entire investment. PennyToBuck.com publisher and its affiliates and contractors are not registered investment advisers or broker/dealers.Our disclaimer (http://pennytobuck.com/disclaimer) is to be read and fully understood &#8230;</p>
<p>Hope you enjoy the read as much as I did and please if you have something to say, use the comments form below to let everyone know your thoughts.</p>
<p>Have a great day!
</p>
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		<title>The Best Penny Stocks to Buy Now Deserve Contemplation</title>
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		<pubDate>Fri, 07 Jan 2011 00:40:03 +0000</pubDate>
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What are the best penny stocks to buy now? The sad truth is that over 90% of all penny stocks go to zero. Think about it, stocks never start at pennies per share, they can only get that low if something has already gone dramatically wrong. Some people talk about how certain major stocks all [...]]]></description>
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<p>What are the best penny stocks to buy now? The sad truth is that over 90% of all penny stocks go to zero. Think about it, stocks never start at pennies per share, they can only get that low if something has<span id="more-119"></span> already gone dramatically wrong. Some people talk about how certain major stocks all used to be penny stocks but most likely this is false.</p>
<p>The truth is they were worth a miniscule fraction of the price that they are currently valued at, but that doesn&#8217;t mean they were penny stocks. Stocks do something called a stock split, the stock price is cut in half, and the amount of shares available double. In addition the people who own shares are given the chance to own twice as much. What appears to have once been a stock worth pennies may not have been. The best stocks to buy now, aren&#8217;t necessarily worth pennies, but they will have that appearance once they have gone up significantly.</p>
<p>You have to really understand statistics if you want to invest in penny stocks and you have to apply it. If a stock either doubles or goes to zero, and you get it to double 10% of the time, that&#8217;s not math that&#8217;s in your favor. However, if the stock went up 10 times the amount and went from 10 cents to $1 or more, then you have the system working. 9 times you will lose 10 cents, but on the 10th time you gain 90 cents or more. So that is the break-even point at a minimum. Unfortunately, this can still be a losing proposition if you can&#8217;t handle money management.</p>
<p>In order to maintain your ability to buy stock, you will need to be able to continue to invest. If you buy 10 stocks and you lose, you will be unable to buy any more if you invest 10% of your bankroll. You will be putting the odds against you. Now that&#8217;s why you need to never invest more than 2% of the your money available for trading. That&#8217;s enough to handle going quite a few times without a win and still having enough invested to dig yourself out. Buying penny stocks more so than any other is about money management. There are no sure things. The fact is most cheap stock investors are hoping to get rich off a lotto ticket. It&#8217;s not really smart to buy stocks just based on their share price. It can be a reasonable strategy if you really know what you&#8217;re doing. However, there&#8217;s so many stocks available, it&#8217;s better to focus on buying stocks. You should be looking for the best stocks to buy now, not the best penny stocks to buy now.</p>
<p>If the stocks happen to be penny stocks, then you can still buy them, but understand that over 90% of traders go broke at least once and over 95% of these buyers lose it all. So the best penny stocks to buy now, are those that also happen to be the best stocks to buy now. If it&#8217;s not the best stock, it has minimal chance to go up. That&#8217;s why there&#8217;s no room for me to give actual penny stock recommendations because most stocks for cents on the dollar don&#8217;t pan out. I&#8217;d be fighting the odds, and you have to understand that first before you think you know the best penny stocks to buy now. It&#8217;s possible to know the best penny stocks to buy now and still lose it all. The reason is, everything has a chance to go to zero, just as everything has some chance to go from its current price to double or triple.</p>
<p>Stocks under a dollar have the highest probability of going to zero. Stocks never debut for under a dollar on the Nasdaq or New York Stock Exchange. The best penny stocks to buy now aren&#8217;t sure things, they&#8217;re just &#8220;less uncertain&#8221; then all of the others. Maybe the best penny stocks only go to zero 70% of the time. Sure if you lose your investment 7 out of 10 times and make 10 times your money, it&#8217;s a good investment, but only if you have correct money management. Most people have $1000 to invest, and they invest $300, and lose it all, and then they only have $600, they invest $200 and lose it, they have $400, they invest $100 and they lose it and now $300, they invest $50 and then they lose and with $250 they invest $20 and the stock goes from $.10 to $1 ad they sell but now they only have $450 which is less than what they started with. So you can see how it&#8217;s possible to have what looks like a winning trade on paper,</p>
<p>They won on the 5th investment and had they kept all the investment size about the same, they would have ended up having tons more money than they started with. In fact, if they invested $50 5 times, they&#8217;d be down to $750 then they invest $50 more and they&#8217;d be up 500 to $1200 and it&#8217;s a 20% gain. Most people go broke not because they select bad stocks. They may be convinced that the free stock picks was simply bad advice, but in reality it may have been excellent advice that just didn&#8217;t work out. The cold hard truth is that you can&#8217;t really make money with cent stocks without good money management whether you like it or not. That leaves almost no room to really get rich off these super cheap stocks, but you certainly can manage to find some room for profit. There&#8217;s a reason why you never hear stories of Warren Buffett or Monish Pabrai investing in 99-cent stocks or cheaper. First the market cap is so small they would probably buy half the company with the change in their pockets compared to the average Joe. Second, they never got rich off buying penny stocks because most of them don&#8217;t work.</p>
<p>I&#8217;m sorry, the best penny stocks to buy now just don&#8217;t exist in the way you think they do! That does not mean that it&#8217;s a worthless endeavor to buy penny stocks, it just means that those stocks deserve contemplation. first ask yourself &#8220;would I buy this right now before all other stocks?&#8221; &#8220;Is this best penny stock to buy among all best stocks to buy?&#8221; &#8220;Am I trading these stocks worth pennies with a trading system?&#8221; &#8220;Do I have correct money management?&#8221; There are several other factors to consider. In general you should be very careful when buying penny stocks and understand that there are other factors that determine whether or not a stock is cheap. Just because it is worth cents on the dollar, does not necessarily mean it is the best penny stock to buy now and that it is the most undervalued stock out of all of them on the market.</p>
<p>The author teaches educational information that you might need to know to <a href="http://bestpennystockstobuy.blogspot.com/" rel="nofollow" target="_blank">buy penny stocks</a>. You can use his site to find information to learn whether or not you really can find the <a href="http://bestpennystockstobuy.blogspot.com/2009/10/best-penny-stocks-to-buy-now.html" rel="nofollow" target="_blank">best penny stocks</a>, or if they should be avoided.</p>
<p>Article Source:<br />
						<a href="?expert=" rel="nofollow" target="_blank"Ron_Welcomes""><br />
							http://EzineArticles.com/?expert=Ron_Welcomes						</a>
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